/* cyberinsurancebroker.ca — LIGHT Cobalt Sky theme (bright, high-readability)
   Part of the Cyber Coverage Blueprint (CCB) brand system. */
:root{
  --bg:#f7faff;
  --bg-2:#eef4fc;
  --panel:#ffffff;
  --panel-2:#f3f8ff;
  --line:#d9e4f3;
  --ink:#13233f;        /* headings / strong */
  --muted:#51607c;
  --muted-2:#8190a8;
  --cobalt:#2563eb;
  --cobalt-d:#1d4ed8;
  --sky:#38bdf8;        /* decorative / logo */
  --sky-ink:#0284c7;    /* sky used as readable text/link on light */
  --light:#7c93b4;
  --red:#dc2626;
  --amber:#d97706;
  --green:#059669;
  --radius:14px;
  --maxw:1140px;
  --shadow:0 10px 30px rgba(37,99,235,.08);
  --shadow-lg:0 18px 44px rgba(37,99,235,.12);
  --head:'Barlow Condensed','Arial Narrow',sans-serif;
  --bodyf:'Barlow','Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  --serif:'Lora',Georgia,serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--bodyf);color:#384664;font-size:17px;
  background:
    radial-gradient(1100px 600px at 85% -8%, rgba(56,189,248,.10), transparent 60%),
    radial-gradient(900px 520px at -5% 2%, rgba(37,99,235,.08), transparent 55%),
    var(--bg);
  line-height:1.65;-webkit-font-smoothing:antialiased;
}
a{color:var(--sky-ink);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.section{padding:78px 0}
.eyebrow{font-family:var(--head);color:var(--cobalt);font-weight:700;letter-spacing:.16em;text-transform:uppercase;font-size:.94rem;margin:0 0 12px}
h1,h2,h3{font-family:var(--head);line-height:1.04;margin:0 0 .4em;font-weight:700;letter-spacing:.005em;color:var(--ink)}
h1{font-size:clamp(2.6rem,6vw,4.4rem);font-weight:900;text-transform:uppercase}
h2{font-size:clamp(2rem,4vw,3rem);text-transform:uppercase}
h3{font-size:1.5rem}
p{margin:0 0 1em}
.lead{font-size:1.2rem;color:var(--muted);font-family:var(--bodyf)}
.tagline{font-family:var(--serif);font-style:italic;color:var(--light)}
.muted{color:var(--muted)}
.center{text-align:center}

/* Nav (light & bright so the two-tone logo pops) */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink)}
.brand:hover{text-decoration:none}
.logo{height:46px;width:auto;flex:0 0 auto;display:block;filter:drop-shadow(0 2px 5px rgba(2,42,117,.20))}
.brand b{font-family:var(--head);font-weight:700;font-size:1.32rem;letter-spacing:.02em;text-transform:uppercase;line-height:1;color:var(--ink)}
.brand .ca{color:var(--cobalt)}
.navlinks{display:flex;align-items:center;gap:24px}
.navlinks a{font-family:var(--head);text-transform:uppercase;letter-spacing:.04em;color:var(--muted);font-weight:600;font-size:1.05rem}
.navlinks a:hover{color:var(--cobalt);text-decoration:none}
.nav-cta{padding:9px 17px;border-radius:10px;background:var(--cobalt);color:#fff !important}
.nav-cta:hover{background:var(--cobalt-d);text-decoration:none}
.menu-btn{display:none;background:none;border:1px solid var(--line);color:var(--ink);border-radius:9px;padding:8px 11px;font-size:1.1rem;cursor:pointer}

/* Buttons */
.btn{display:inline-block;font-family:var(--head);text-transform:uppercase;letter-spacing:.04em;padding:14px 28px;border-radius:11px;font-weight:700;cursor:pointer;border:1px solid transparent;font-size:1.1rem;transition:transform .08s ease,background .15s ease,box-shadow .15s ease}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--cobalt);color:#fff;box-shadow:0 6px 16px rgba(37,99,235,.22)}
.btn-primary:hover{background:var(--cobalt-d)}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--cobalt);color:var(--cobalt)}
.btn-block{display:block;width:100%;text-align:center}

/* Hero (lighter top so the logo and headline pop) */
.hero{position:relative;overflow:hidden;border-bottom:1px solid var(--line);
  background:
    radial-gradient(1000px 520px at 88% -8%, rgba(56,189,248,.13), transparent 62%),
    radial-gradient(820px 460px at -5% 4%, rgba(37,99,235,.06), transparent 58%),
    linear-gradient(180deg,#ffffff,#f1f7ff)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding-top:64px;padding-bottom:74px}
.hero h1{color:var(--ink)}
.hero h1 span{color:var(--cobalt)}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);color:var(--muted);padding:6px 13px;border-radius:999px;font-size:.84rem;font-weight:600;margin-bottom:22px;font-family:var(--head);text-transform:uppercase;letter-spacing:.08em}
.hero-badge .dot{width:8px;height:8px;border-radius:50%;background:var(--cobalt);box-shadow:0 0 0 4px rgba(37,99,235,.16)}
.hero .lead{max-width:540px;color:#46556f}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero-trust{margin-top:24px;color:var(--muted);font-size:1rem;font-family:var(--serif);font-style:italic;line-height:1.5}
.hero-trust b{color:var(--ink);font-family:var(--bodyf);font-style:normal;font-weight:600}

/* Stat panel */
.statpanel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:var(--shadow-lg)}
.statpanel h4{font-family:var(--head);text-transform:uppercase;margin:0 0 4px;font-size:.9rem;letter-spacing:.12em;color:var(--muted-2)}
.statrow{display:flex;align-items:baseline;gap:12px;padding:16px 0;border-bottom:1px solid var(--line)}
.statrow:last-child{border-bottom:0;padding-bottom:0}
.statrow .num{font-family:var(--head);font-weight:900;font-size:2.4rem;color:var(--cobalt);min-width:112px;line-height:1}
.statrow .lab{color:var(--muted);font-size:.98rem}
.statpanel .src{margin:14px 0 0;font-size:.76rem;color:var(--muted-2)}

/* Grid cards */
.grid{display:grid;gap:20px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);transition:border-color .15s ease,transform .15s ease,box-shadow .15s ease}
.card:hover{border-color:#aac6ee;transform:translateY(-2px);box-shadow:var(--shadow-lg)}
.card .ic{width:44px;height:44px;border-radius:10px;background:rgba(37,99,235,.1);display:flex;align-items:center;justify-content:center;color:var(--cobalt);margin-bottom:14px;font-size:1.35rem}
.card h3{margin-bottom:6px}
.card p{color:var(--muted);font-size:.98rem;margin:0}

/* Tool teaser cards */
.toolcard{display:flex;flex-direction:column}
.toolcard .tag{align-self:flex-start;font-family:var(--head);font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--cobalt);background:rgba(37,99,235,.1);padding:4px 10px;border-radius:6px;margin-bottom:12px}
.toolcard a{margin-top:14px;font-weight:700;font-family:var(--head);text-transform:uppercase;letter-spacing:.03em;color:var(--cobalt)}

/* Section heading block */
.sec-head{max-width:680px;margin:0 auto 44px;text-align:center}
.sec-head.left{margin-left:0;text-align:left}

/* Cases */
.case{background:var(--panel);border:1px solid var(--line);border-left:3px solid var(--red);border-radius:12px;padding:22px;box-shadow:var(--shadow)}
.case .loc{font-family:var(--head);font-size:.86rem;letter-spacing:.06em;text-transform:uppercase;color:var(--red);font-weight:700;margin-bottom:8px}
.case .hit{font-family:var(--head);font-size:1.8rem;font-weight:900;color:var(--ink);margin:6px 0;line-height:1}
.case p{color:var(--muted);font-size:.95rem;margin:0}

/* About */
.about{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px;align-items:center}
.about .ph{background:linear-gradient(160deg,#eaf2ff,#dbe9fd);border:1px solid var(--line);border-radius:16px;aspect-ratio:1/1;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:24px}
.about .ph .ring{width:96px;height:96px;border-radius:50%;border:2px solid var(--cobalt);display:flex;align-items:center;justify-content:center;font-family:var(--head);font-size:2.2rem;font-weight:900;color:var(--cobalt);margin-bottom:14px;background:#fff}
.about .ph strong{font-family:var(--head);text-transform:uppercase;letter-spacing:.04em;font-size:1.2rem;color:var(--ink)}
.cred{display:inline-block;font-family:var(--head);background:rgba(37,99,235,.12);color:var(--cobalt);font-weight:700;font-size:.85rem;letter-spacing:.06em;padding:5px 11px;border-radius:7px;margin-bottom:8px}

/* CTA band */
.band{background:linear-gradient(120deg,#e8f1ff,#dcebff);border:1px solid #c5dbfa;border-radius:20px;padding:46px;text-align:center}
.band h2{margin-bottom:.3em}
.band .lead{color:#46566f}

/* Forms */
.formcard{background:var(--panel);border:1px solid var(--line);border-radius:16px;padding:30px;max-width:560px;margin:0 auto;box-shadow:var(--shadow)}
.formcard h3{text-transform:uppercase}
.field{margin-bottom:15px;text-align:left}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border-radius:10px;border:1px solid var(--line);background:#fff;color:var(--ink);font-family:inherit;font-size:1rem}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--cobalt);box-shadow:0 0 0 3px rgba(37,99,235,.12)}
.field.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hp{position:absolute;left:-9999px}
.formnote{font-size:.8rem;color:var(--muted-2);margin-top:10px}

/* Tools page */
.tool{background:var(--panel);border:1px solid var(--line);border-radius:18px;padding:30px;margin-bottom:30px;box-shadow:var(--shadow)}
.tool .q{padding:16px 0;border-bottom:1px solid var(--line)}
.tool .q:last-of-type{border-bottom:0}
.tool .q p{font-weight:600;margin:0 0 10px;color:var(--ink)}
.opts{display:flex;gap:10px;flex-wrap:wrap}
.opt{padding:9px 15px;border:1px solid var(--line);border-radius:9px;background:#fff;color:var(--muted);cursor:pointer;font-weight:600;font-size:.94rem;user-select:none}
.opt:hover{border-color:var(--cobalt);color:var(--cobalt)}
.opt.sel{background:var(--cobalt);color:#fff;border-color:var(--cobalt)}
.result{margin-top:24px;padding:24px;border-radius:14px;border:1px solid var(--line);background:var(--panel-2);display:none}
.result.show{display:block}
.gauge{font-family:var(--head);font-size:3rem;font-weight:900;margin:0;line-height:1;text-transform:uppercase}
.gauge.low{color:var(--green)} .gauge.med{color:var(--amber)} .gauge.high{color:var(--red)}
.checkitem{display:flex;align-items:flex-start;gap:12px;padding:13px 0;border-bottom:1px solid var(--line)}
.checkitem:last-child{border-bottom:0}
.checkitem input{margin-top:5px;width:18px;height:18px;accent-color:var(--cobalt);flex:0 0 auto}
.checkitem label{font-size:.98rem;color:var(--ink)}
.checkitem small{display:block;color:var(--muted-2)}

/* Footer — grounded panel so it reads as a footer, not washed into white */
.footer{border-top:3px solid var(--cobalt);background:#e6eef9;padding:40px 0 24px;margin-top:44px}
.footcols{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:26px;margin-bottom:22px}
.footer .brand{margin-bottom:12px}
.footer .brand b{color:var(--ink)}
.footer h5{font-family:var(--head);text-transform:uppercase;letter-spacing:.06em;color:var(--ink);font-size:1.02rem;margin:0 0 10px}
.footer a{display:block;color:#41506e;font-size:.93rem;margin-bottom:6px;line-height:1.4}
.footer a:hover{color:var(--cobalt);text-decoration:none}
.disclaimer{border-top:1px solid #cddcef;padding-top:16px;font-size:.78rem;color:#64728d;line-height:1.55}
.copy{margin-top:10px;font-size:.83rem;color:#64728d}

/* Blog */
.post{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:24px;display:flex;flex-direction:column;box-shadow:var(--shadow)}
.post .cat{font-family:var(--head);font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--cobalt);margin-bottom:10px}
.post h3{margin-bottom:8px;text-transform:none}
.post p{color:var(--muted);font-size:.96rem;flex:1}
.post .read{margin-top:14px;font-weight:700;font-family:var(--head);text-transform:uppercase;letter-spacing:.03em;color:var(--cobalt)}
.article{max-width:760px;margin:0 auto}
.article h1{text-transform:none}
.article h2{margin-top:1.4em;text-transform:none}
.article p,.article li{color:#3a4965;font-size:1.1rem}
.article ul{padding-left:20px}
.backlink{display:inline-block;margin-bottom:24px;color:var(--muted);font-weight:600;font-family:var(--head);text-transform:uppercase;letter-spacing:.04em}

@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;gap:34px}
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .about{grid-template-columns:1fr}
  .footcols{grid-template-columns:1fr 1fr}
  .navlinks{display:none}
  .navlinks.open{display:flex;position:absolute;top:70px;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid var(--line);padding:18px 22px;gap:16px}
  .menu-btn{display:block}
}
@media (max-width:560px){
  .field.row{grid-template-columns:1fr}
  .footcols{grid-template-columns:1fr}
  .band{padding:30px 22px}
  .section{padding:54px 0}
}