Insights
Practical articles for Canadian SME owners, no fear tactics, no jargon. By J.R. Genua, CCIS.
Insurers have started carving AI out of standard policies. Here is what the shift means for Canadian businesses, and the questions to ask before renewal.
Read article → CoverageA closed door is not a locked one. How cyber controls and coverage work together, and how cyber fits into your full protection as you grow.
Read article → MythsMost Canadian SMEs assume their commercial general liability policy responds to a breach or ransomware. The wording is usually written to do the opposite, here's what actually pays.
Read article → MythsAutomated attacks don't pick companies off a list. They scan for weakness. Here's why smaller businesses are often the easiest, and most valuable, prey.
Read article → CoverageWhy the headline limit on your cyber policy may be far less than what you'd actually collect, and the buckets to ask your broker about.
Read article → ClaimsMFA requirements, unpatched systems, voluntary transfers, the fine print that turns a covered loss into a cheque you write yourself.
Read article → CoverageThe space between what traditional insurance covers and what your business actually needs is widening. Here's how cyber insurance closes it.
Read article → CoverageA plain-language primer for SMEs, what cyber insurance covers, first- vs. third-party, and the features that make a policy worth having.
Read article → TrendsCyber risk, supply chain, economic uncertainty, regulation, cash flow, the five threats facing Canadian businesses, and why cyber leads.
Read article → PremiumsJust like locks and alarms cut property premiums, the right cyber controls cut your cyber premium, and protect the business either way.
Read article → GuideFrom rising premiums and incident response to emerging AI and IoT risks, the ten essentials every Canadian SME should have on its radar.
Read article →Prefer to watch? Short cyber-risk explainers are coming to our YouTube channel →
Everything in these articles, plus real case snapshots and a coverage checklist, in one free e-book.
Download the free e-book